Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Live Available 8/2/22 from Ulysses Press.

Today I am announcing preorders of my book Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. This is a moment of great pride for me as well as hope.

Pride because I truly believe that this book is the closest I can come to creating a true and succinct representation of my contribution. This is me unfettered. This is my legacy. I am humbled at the possibility and the role you all have played in bringing it to life.

And hope. Not hope that I will make a lot of money (book writing is a horrible way to do that and I have enough money). Not hope that I will become famous (I won't). But hope that this book will reach as many eyes as possible and truly help people. My experiences with the dying as a hospice doctor give me a unique insight into money and life, and I want to share it.

Please click on the link below to see the book trailer and if resonates with you, please share the YouTube link!

Available for Preorder here.

The GoldiDocs Phenomena

The GoldiDocs Phenomena

The world consists of three types of doctor.  Three types of doctors who will grace your presence on any given stay in the hospital, foray into the nursing home, or visit to the office.  You might have never given these archetypes a specific name, but they are immediately recognizable.  

I'm not talking about medical knowledge or clinical savvy. I'm not pointing to differences in  education or training.  

Bedside manner.  We're talking about bedside manner people! 

Dr. Too Grumpy

She storms into the room with her mobile phone glued to her ear.  Or better yet, a blue tooth device.  She spits sarcasm at the invisible nurse on the other end of the line, or medical assistant, or god forbid, patient.  

She barely regards you as she types away at the electronic medical record.  Questions are stated, not asked.  Eye contact is minimal, and the exam is brusk.  Mechanical.  There is no discussion, just bald commandments.  Patient centered care and  shared decision making is scoffed at.

She will not describe to you the physiologic underpinnings.  She will not discuss the pros and cons.  And if you dare to delay her from attending to her next patient, she will regard you with scorn and sarcasm.  

She is perfectly capable, yet utterly unacceptable.

Dr. Too Nice

He will show his toothy grin as he coos in your ear.  He will say that everything will be alright, even when it won't. His manner is soothing and infinitely gratuitous.  You are the only one who exists at the moment.  The only one he cares for.  

He will give you narcotics if you ask for them.  He will treat your common cold with antibiotics.  The plan is to do what ever it takes for you to like him.  For you to tell all your friends and keep coming back to his office. 

He hates confrontation and would rather pander than have an honest, open conversation.  Difficulty is his greatest adversary.  Not illness.  Not well being. 

He will tell you exactly what you want to hear.  Hold your hand.  Lie through his teeth.

He is a perfectly nice guy, yet the most dangerous provider you will encounter.

Dr. Just Right

There are, believe it or not, doctors who are both kind and calm, but firm and knowledgeable.  They exist in every hospital, nursing home, and physician office.  They might not be the favorite.  They may upset you from time to time.  

They know how to just stand there and do nothing.  When nothing is called for.  

They may lecture you on diet and exercise, smoking and alcohol, stress and anxiety.

But you will know them when you see them.  

If you see them.

They're a dying breed.

If you want to hear more stories about medicine and personal finance, check out The Earn & Invest Podcast.

What's Been Left Out

Would You Do It Again?

Over on my other blog, every Monday, I write Good Decision/Bad Decision posts.  The idea is to dissect a decision, usually financial, from various viewpoints.  Nothing we do in life is truly good or bad, there are always consequences.  This week, I am going to tackle something a little more personal.  Should I have gone to medical school?

This question is fraught with emotional pitfalls.  How could it not be?  From the moment I can remember, I have wanted to be a doctor.  It has been with me for every breath and aspiration.  Now at the age of 44, Almost twenty years into my career, I can't help but look back and wonder.  Was it all worth it?

What's Been Left Out

I love being a doctor.  There are so many insights that I have gained by being on the edge of life and death with my patients.  The privilege is such, that even my aptitude for verbosity, only manages to scratch the surface.  I live a charmed life.  I have been lucky.

But.

Remember that when someone follows a statement with the word but, it means to forget every idea that came directly before.

But, this profession has cost me dearly.

It has cost time and money, strength and energy, character and innocence.  I am not the man I once was.  Not the man I would be if I chose business or law as my profession.  There are many roads in life, who knows who we would have become if we chose the path not taken.

I know This Much

Medicine has hurt me.  It has ruined my body and mind.  I wake upon every morning fifteen years after residency with a shattered sleeping pattern.  I go about my day immune to the everyday suffering of those around me.

You think... is bad.  You should see the young guy I am taking care of with pancreatic cancer.

I am impatient.  Very impatient.  Trained from years of arguing, demanding, and doing whatever it takes in minute allotments of time, I can barely wait in the grocery line without bursting into flames.

And I am cold.  So cold.  Frigid.  Wrapped in the blanket of ice of self protectionism.  Surrounded by walls built and shattered so many times that there strength has doubled from scarring.

You only have to feel responsible for one death.  Only have to watch the tears of one family for a few minutes.  Then try that a hundred times.  Maybe more.  Unlikely less.

Undone

We can't undo our decisions.  I cannot just stop being a doctor.  The practice of medicine is what I do,  but quitting cannot unmake who I am or what I have endured.

Medicine is a privilege.  The ultimate privilege.

But it comes with an unbearable cost.

How the hell do I know if I would pay it again?

Isn't It Ironic, Don't You think?

I Hate EMR's

There.  I said it.  The bane of my existence, as a primary care physician, are the idiotic electronic medical records I have been forced to use.  Lets see...I have mastered Epic, Point Click Care, All scripts, Practice Fusion, etc., etc.  I can't even begin to remember all the different systems.  

The one point that is glaringly clear, they have added pain, frustration, and increasing amounts of time.  But none, I said none, have actually improved patient care.  I have spent thousands of dollars and countless hours using electronic medical records.  They have altered my work flow, disturbed my connection with my patients, and otherwise consumed more time than actual patient evaluations.  

In case I haven't said it before on this blog, EMR's were one of the main reasons I decided to leave my traditional primary care office and start a a home based concierge practice.  Even if I still had to participate in the folly of governmental mandates, I at least had more time to count my clicks and argue with my patients over signing up for the patient portal.  

Meaningful Use, MACRA

I have fully complied with meaningful use and MACRA.  I have received bonuses over the years.  These payments were made on the back of my poor patients who had to suffer through the pointing and clicking.  

I finally gave up.  I stopped seeing outpatients this January and now do nursing home and hospice work only.  I chart on the medical record in the nursing home which is owned by the facility,  and thus I cannot submit any data.  Medicare doesn't recognize the difficulty of this situation.  Starting in 2020 they will cut my payments until they whittle off 10%.  To start with.

The truth is, I really don't give a flying #$#@.  As I have documented elsewhere, I no longer practice to make a living anyway.  I have that covered.  So if Medicare wants to cut my payments, so be it.  

Have at it Medicare.  I give up.

The Last Laugh

Since I was still seeing patients in 2017 and charting on my own EMR, I decided to try to comply with MACRA.   I could submit at least one piece of data so that I could maintain current payment levels in 2019 for my nursing home billings.  For the first year of MACRA, the bar is quite low.  

My personal assistant convinced me to send in a whole 3 months of data.

Just in case, you never know.

I got a letter today from the EMR company.  Apparently my data was good.  Great even.  I am going to get a 4% bonus above the baseline for 2019.  This is more than I expected.  I was just hoping not to be cut.  

It's irony, isn't it?  When I was working hard to meet the governments needs, I was barely getting by.  

Now I have decided to give them the middle finger.

And I'm getting a 4% bonus. 

That Which I Miss Most

Empathy

My eyes glare across the table.  I can feel his shoulders hunch forward as he subconsciously recoils in preparation for my response.  The room becomes thick.  Nurses, social workers, a chaplain.  Everyone waiting for the doctor.

Not just the doctor, but me.  Sixteen years out of residency.  Battle scarred and warn by PTSD.  The images from residency still so clear.  A gasp, a gurgle, flat line.  Wailing family members, angry nurses, and an uncompromising chief.  

They died so much more easily back then.  The young, the old, the unwanted, and the uncared for.  The academic medical center with it's social mission.  The Veterans Administration with it's untethered and unloved.  

Practice.  We practiced for lack of a better word.  We  stumbled into situations too big and too great for our burgeoning grip on competence.  We learned as we taught.  We taught as we mastered.  We mastered in the single digits. 

Battle Worn

Emerging from training was like a breath of air.  But not clean air.  Smog.  The same thickness.  Life's murkiness banished to that protected oasis long hidden in the recesses.  Just out of reach.  

Schedules fill.  Patients to squeeze in.  The morass of physical and emotional trauma.  Ducking from the base insults hurled at our backs, and delivering the same into the next examining room when patience grows thin.  

Dragging such toxicity home on the belabored backs of our families.  Of our children.  The raspy voice declares death over the phone with cold and surgical certainty while the kids watch cartoons on a Sunday morning.  Clear eyed retribution turns to tears when the story line on the big screen goes awry.  

That Which I Miss Most.  

In this beloved room full of colleagues battling to make the last gasps of life bearable.  Is the softness.  The weakness of heart and the quietness of spirit.  The empathy that lifted those around me instead of made them cower.  

The absence of fear, and anger, and helplessness.

Not of battling life or death.  Not of winning or losing.  But of learning to feel unhindered.  To feel again.

I defang my claws.  Drop my shoulders and consciously restrain the edge in my voice.

And I do my best to fake it.

     

Something Different

And the dam breaks  

Because it always does.  As the rebellious seas churn and the indelible cracks breach at the base, a web of infirmity spreads it's lacey tendrils unloosening the mooring of a once sturdy structure.  The cackling of unhinged cement, the prepubescent rejoinder to the whoosh as the frothy waters churn past what once was solid, absolving the absurdity of insincere firmness.  That which was an obstacle, now a conduit.  

The mark of the trainee.  The years of suffering, and sweating, and staring down disaster with a stiff upper lip and trembling twenty-four hour knees.  The abuse.  Rampant abuse.  From patients.  From colleagues. From the dumb luck of being on the opposite side of death.  A familiar foe with unbearable strength and agility.

The self effacement.  The drowning of ones own needs.  The rumpled collar, greasy hair, and lazy eyes of a night on call.  Sleep abandoned.  Needs betrayed.  Humanity unraveled into a dream laden schedule.  Every few days.

A calling.  A calling to duty.  A call to sacrifice.

And the dam breaks

Because it had to.  Patients replaced by computers.  Insurance forms and boxes to check, and minutia upon minutia.  Upon minutia.  Until the little becomes so big that you become little too.  With tiny pitiable goals and aspirations.

Far from a healer.  You are a generator of paper.  A signer of forms.  A whipping boy for an ungodly mechanical voice heard disjointedly from somewhere up above.

That drug is not formulary!
That admission is an observation!
That is not a C3, it's a C2!  Run to the fax machine.

Suggestions become commands.  Commands become dictates.  Dictates become laws.

Laws we abide while sneering.  Pitiful sneers that make us hide from the reflection in the mirror.  The reflection in the eyes of those we had sworn to serve.

I'm sorry you're having the most shitty day of your life.  But I can't seem to remember how to order that  coffin in my electronic medical record.  What's the ICD-10 for death?

And the dam breaks

Because the words stop coming.  There is simply nothing more to be said.  There are only so many eloquent ways to talk about something that is broken.  Smashed to pieces.  The whole no longer exists.  



 

Swindled

You've been swindled.  At least that's the conclusion I've come to.  It wasn't the hucksters or the snake oil salesman.  It wasn't big business, big medicine, or some greedy hospital administrator.  It was most likely pharma with a large dose of helping from your doctor.  Plain and simple.

I've learned quite a bit being a hospice medical director.  Covering dozens of new admissions a week has given me much insight into doctor prescribing habits.  Often it is my job to decide with meds are necessary and covered by hospice, which are necessary but not covered by hospice, and which are useless.

Do you have any idea how many useless and often harmful meds our patients are on? I'm not just talking about end of life, but healthy patients to.

Can we talk multivitamins?  Almost every patient I encounter is prescribed a multivitamin.  Healthy, unhealthy, living, dying.  When your in the grasps of stage five thousand and one lung cancer and your brain is riddled with mets, you have no business being on a multi.  It's not going to help you.  It's not going to provide that last bit of energy to overcome the calamitous collapse that is approaching rapidly.  In fact, there is plenty of data to suggest multivitamins are harmful if not neutral at best.  Even in healthy people.

How about Vitamin D?  I swear to g-d, every patient I encounter is on some sort of D supplement.  Never mind that the vast majority of medical evidence implies that supplementation is unhelpful in most disease processes.  Yes, there is osteoporosis, but otherwise, it is a non starter.

Aricept in patients who don't walk, don't talk, and barely interact with the world around them?  Again, started often because there is no other treatment, profound dementia patients are submitted to a host of side effects including diarrhea and syncope without the faintest glimpse of medical benefit.

Vitamin C, Vitamin E, Calcium?

How about statins in patients without a history of coronary disease with end stage-opathies  and malignant cancers.  Do we really think we are going to cut down on cardiac events in the fleeting few months that these patients have to live?  Is there any data to support this?  You better believe that these patients get myalgia and other side effects.

Antibiotics for foul smelling urine, screening urine cultures without symptoms, or agitation in an already agitated patient.  It seems that treating non-utis has become the national past time of our healthcare system.

I could go on and on.  Don't even get me started on antibacterials for non bacterial infections.

The point is, we are not being careful with our prescribing habits.  We are not taking into consideration the wealth of evidence and data regarding some of these treatments.

And we are not being good advocates.

We are not shielding our patients from harm.

 

If you want to hear more stories about medicine and personal finance, check out The Earn & Invest Podcast.